Pay, send, and receive money with your friends in the United States or Latin America.

Open a bank account in the USA and get a debit card with your passport*(2) or SSN.

Send money wherever and however you want in Latam

With your Pana account you can send money to whomever you want in Latam quickly and easily. *(3)

Send remittances at low cost

Get a Mastercard debit card with the color of your choice

You can use your Pana card anywhere Mastercard is accepted.

Pay online, offline or however you want

Add the Pana card to Apple or Google Pay for secure, contactless payments with your smart devices.

No problems, no twists and turns

No credit check

Your credit score will not be affected when you apply for or use the Pana card.

No maintenance cost

There are no small print or surprise fees. The Pana account has no monthly or annual maintenance fees.

Only with passport

You can open a Pana account with your passport. *(2) in a few simple steps.

Regulated bank protection

The money in your Pana account is insured up to $250,000 through our partner bank.

Pana is not a bank. All banking services are provided by the bank and/or authorized money transmitting partners. The Pana Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license by Mastercard International Inc.

Send remittances at low cost

They speak for us

Sending money from the comfort of my home to my family in the Dominican Republic is priceless. My aunt received the money on her doorstep!

- Andreu Bello (Dom. Rep.)

I can finally as a foreigner living in the US have a debit card. No lines, no paperwork, all from Pana App!

- Marcos Salvarey (El Salvador)

Pana in my country is AMIGO, how nice to hear that this word in different countries has the same meaning, we are all united! I love the App!

- María García Lopez (Colombia)

Want to know more?

Get in touch with the Pana team.

Want to know more?

Get in touch with the Pana team.

Backed by investors and leading innovators in the Fintech space:


*(1) Pana is not a bank. Services are provided by our licensed banking partner and/or money transmitter. The Pana Debit Card is issued by Community Federal Savings Bank, Member FDIC, under a license from Mastercard International.

*(2) You can apply with a passport if you do not have a SSN.

*(3) Promotional rates and offers may apply. The information contained herein has been obtained from sources believed to be reliable, but its accuracy cannot be guaranteed, and nothing contained herein is, or shall be deemed to be, a promise or representation. ® 2023 Pana Finance Inc.